VSB Commercial Lending

Volunteer State Bank has an experienced team of commercial lenders ready to assist you in analyzing your current financial situation and helping to grow your business. VSB can help you capitalize on opportunities by identifying the correct products for your business needs. Our primary goal is to find solutions that best fit each individual company’s requirements.

Credit Facilities

Term Loans

Companies today are looking for more than a bank – and they are finding a true business partner in VSB. VSB structures credit facilities through a broad range of products, providing customized solutions for financing needs, including:

Commercial Real Estate: owner occupied & non-owner occupied

Facility Renovation

Business Acquisition Financing

Fixed Asset Financing

Equipment Purchase

Consolidation of Credit Facilities

General Business Requirements

Lines of Credit

VSB Lines of Credit allow businesses to access funds as needed, providing additional security and flexibility for day-to-day operations. Our offerings include:

Revolving Lines of Credit: used to finance inventory, accounts receivable or other short-term capital needs.

Letters of Credit (LOC): used to enhance customers’ business transactions or contractual agreements through credit agreements with VSB.