A Volunteer State Bank HELOC can put your home’s equity to work for you. A HELOC offers an easy, flexible way to borrow money by letting you have access to your home’s equity as you need it, rather than all at once. You can use the money to consolidate unsecured debt, such as credit card balances, and the interest rate may be tax deductible. Please consult a tax adviser.
With our Home Equity Credit Line, you can also enjoy lower interest rates and tax savings benefits… and whenever you need money, just simply write one of your credit line checks.
To find out whether you’re in a good borrowing position, and the maximum amount you should be able to borrow, take our VSB One-Minute Home Equity Loan Test. You might also want to order your Credit Report to make sure you’re in good standing. Then, call your your local branch. We’ll get back to you right away with the answer you need.
All loans are subject to credit approval.