Certificate of Deposit (CDs)

With rates that do not change over the lifetime of the term, a Volunteer State Bank CD offers a guaranteed source of savings. You could be at home, at work, or splashing around at Old Hickory Lake, and your rate will always remain the exact same.

We offer a wide range of terms, from 90 days to 5 years — simply pick the one that will get you closest to your exact savings goals. Then rest assured that your savings are safe and sound with FDIC insurance up to $250,000.

  • Guarantee and flexibility in one savings option
  • Fixed interest, higher than regular savings
  • Longer terms yield higher rates
  • Wide range of terms available – between 90 days and 5 years
  • Subject to penalty upon early withdrawal
  • Renews automatically upon maturity
  • $1,000 minimum deposit to open
  • FDIC insured

View our current rates.