Kasasa Saver

Save money and some serious effort with an account that does the heavy lifting for you. Free Kasasa Saver® links to your equally free Kasasa Cash® or Kasasa Cash Back® checking account.


Each month you earn rewards in your Kasasa® checking, those rewards auto-transfer into Kasasa Saver — even as Kasasa Saver earns a high rate of interest!

Summary
  • Available only with a free Kasasa Cash or Kasasa Cash Back account
  • Rewards from Kasasa Cash or Kasasa Cash Back will be automatically transferred to your Kasasa Saver
  • 1.00% APY* on balances up to $10,000, 1.00% - .31% APY on balances over $10,000 depending on balance in account*
  • 0.05% APY* if qualifications are not met on Kasasa Cash or Kasasa Cash Back
  • No monthly service fee
  • Minimum balance to earn rewards $.01
  • Free online banking
  • Free eStatements
  • Minimum opening deposit $100
  • $300 maximum opening deposit if opened online

Qualifications

Qualifying for the Kasasa Cash or Kasasa Cash Back rewards automatically qualifies you for the highest Kasasa Saver rate too. To earn your rewards, simply do the following activities and transactions in your Kasasa Cash or Kasasa Cash Back account each monthly qualification cycle:

  • Have at least 12 Check Card purchases post and settle
  • Be enrolled in and receive eStatements
  • Have at least one automatic debit or credit (ACH or direct deposit) post and settle

If you don't meet your qualifications on your Kasasa Cash or Kasasa Cash Back during the monthly qualification cycle, don't worry. There's no penalty, and your Kasasa accounts are still free. Plus, your Kasasa Saver still earns interest; and you can get right back to earning higher interest the very next monthly qualification cycle!

*APY=Annual Percentage Yield. APYs accurate as of 10/17/2014. Rates may change after account is opened. Minimum to open is $100 for Kasasa Cash. For Kasasa Cash, if qualifications are met each monthly qualification cycle: (1) Domestic ATM fees incurred during qualification cycle will be reimbursed up to $9.99 per transaction and credited to account on the last day of monthly statement cycle; (2) balances up to $15,000 receive APY of 2.25%; and (3) balances over $15,000 earn 0.25% interest rate on the portion of the balance over $15,000, resulting in 2.25% - 0.51% APY depending on the balance. If qualifications are not met on Kasasa Cash all balances earn 0.05% APY. Qualifying transactions must post to and settle Kasasa Cash account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle account. ATM-processed transactions do not count towards qualifying check card transactions. "Monthly Qualification Cycle" means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. The advertised Kasasa Cash APY is based on compounding interest. Interest earned in Kasasa Cash is automatically transferred to Kasasa Saver each statement cycle and does not compound. Actual interest amount paid may be less than advertised Kasasa Cash APY. The Kasasa Saver APYs may be less than Kasasa Cash APYs. If qualifications in Kasasa Cash are met each monthly qualification cycle: (1) balances up to $10,000 in Kasasa Saver receive an APY of 1.00%; and (2) balances over $10,000 in Kasasa Saver earn 0.25% interest rate on portion of balance over $10,000, resulting in 1.00% - 0.31% APY depending on the balance. If qualifications are not met on Kasasa Cash, all balances in Kasasa Saver earn 0.05% APY. Transfers between accounts do not count as qualifying transactions. Limited to one Kasasa Checking and one Kasasa Saver account per SSN. ATM receipt must be presented for reimbursement of an individual ATM fee of $10.00 or higher.


* Minimum to open Kasasa Cash Back and Kasasa Saver is $100 each. If qualifications are met during a monthly qualification cycle on your Kasasa Cash Back Account: (1) Receive 3.00% cash back on debit card purchases net of returns up to $300 that post and settle during each monthly qualification cycle up to $9.00 per qualification cycle; (2) Domestic ATM fees incurred during qualification cycle will be reimbursed up to $9.99 per transaction; (3) Cash Back and ATM reimbursements will be credited to account on the last day of monthly statement cycle if qualifications are met. Qualifying transactions must post and settle to account during monthly qualification cycle. Transactions may take one or more banking days from the date the transaction was made to post and settle to an account. ATM transactions do not count towards qualifying check card transactions. "Monthly Qualification Cycle" means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. Kasasa Cash Back rewards from Kasasa Cash Back and ATM fee reimbursements are automatically transferred to Kasasa Saver at the beginning of the following statement cycle if Kasasa Saver is open. Transfers between accounts do not count as qualifying transactions. Limited to one Kasasa checking and one Kasasa Saver account per SSN. ATM receipt must be presented for reimbursement of an individual ATM fee of $10.00 or higher.



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