Volunteer State Bank offers loans at great rates and competitive terms. Borrowing money is a big decision and our loan officers can walk you through the steps and make sure your loan is one you can live with. So whether you need money for a car, buying or building a home or you need a line of credit, Volunteer State Bank can be your real lending solution.

Auto Loans

In the market for a new or used car? Volunteer State Bank can increase your buying power by offering great financing options. We’ll work with you to make buying your next car easy.

We offer terms to suit your needs at competitive rates. We even have an optional credit life insurance policy available during the life of the loan.

First Mortgage

Buying a home can be a stressful and confusing process. Getting a first mortgage through Volunteer State Bank can make a big difference. Our lenders have years of real estate lending experience in Robertson, Sumner and contiguous counties. We understand your needs and work hard to find you the perfect mortgage for your new home.

Our rates are competitive and we offer an optional life insurance policy with your mortgage.

Second Mortgage

Expanding your home? Paying for college? Starting a business? We offer second mortgages based on the value of your home with flexible terms and the interest may be tax deductible. Consult your tax advisor.

Residential Construction

Volunteer State Bank can help you build your dream home by offering
construction financing. Guaranty Trust Company can offer permanent financing. Let our experienced loan officers put together a package for you at competitive rates and great terms.

Home Equity Line of Credit

A Volunteer State Bank HELOC can put your home’s equity to work for you. A HELOC offers an easy, flexible way to borrow money by letting you have access to your home’s equity as you need it, rather than all at once. You can use the money to consolidate unsecured debt, such as credit card balances, and the interest rate may be tax deductible. Please consult a tax adviser.

Personal Loan

Volunteer State Bank will gladly consider a personal loan for qualified customers. These loans are offered at competitive rates with terms to suit your needs. We have options for both secured and unsecured loans as well as an optional life insurance policy.

For more information on Loan Products, contact your local branch. All loans are
subject to credit approval.