Rates effective as of 01/16/2018
APY = Annual Percentage Yield

Free Kasasa Cash Checking

Minimum balance to obtain APY Minimum Deposit to Open APY Interest Rate
$0 - $15,000 $100 2.25% 2.23%
$15,001 or more 2.25% – 0.51% 0.25%
All balances if qualifications not met 0.05% 0.05%

To earn rewards, each monthly qualification cycle:

  • Have at least 12 check card purchases that post and settle
  • Be enrolled and receive e-statement notice
  • Have at least one automatic payments (ACH) or one direct deposits (ACH) post and settle

Rates may change after account opened.

Free Kasasa Saver

Minimum balance to obtain APY Minimum Deposit to Open APY Interest Rate
0 - $10,000 $100 1.00% 1.00%
$10,001 or more 1.00% – 0.31% 0.25%
All balances if qualifications are not met 0.05% 0.05%

To earn rewards, each monthly qualification cycle:

  • Have at least 12 check card purchases that post and settle
  • Be enrolled and receive e-statement notice
  • Have at least one automatic payments (ACH) or one direct deposits (ACH) post and settle

Rates may change after account opened.

Money Market and Savings

Account Minimum Deposit to Open APY Interest Rate
Premium Market $0 - $24,999.99 $100 0.15% 0.149
Premium Market $25,000.00 - $49,999.99 $100 0.25% 0.249
Premium Market $50,000+ $100 0.50% 0.499
Savings $100 0.15% 0.149

Rates may change after account opened. Fees may reduce earnings.

CDs

Term APY Effective Date Interest Rate
90 Day CD 0.35% 08/21/2017 0.3494
180 Day CD/IRA 0.70% 01/16/2018 0.6978
12 Month CD/IRA 0.85% 01/16/2018 0.8467
18 Month CD/IRA 0.85% 01/16/2018 0.8467
2 Year CD/IRA 1.10% 01/16/2018 1.0945
3 Year CD/IRA 1.35% 01/16/2018 1.3417
4 Year CD/IRA 1.35% 01/16/2018 1.3417
5 Year CD/IRA 1.35% 01/16/2018 1.3417
IRA Savings 0.50% 03/03/2017
0.4991
18 Month Variable IRA 0.25% 03/03/2017 0.2498

$1,000 minimum balance to obtain the APY on 90 day through 5 year CDs and IRAs.. A penalty applies for early withdrawal.