Small Business Loans (SBA)

    As a small business owner, you are the foundation of your community — and ours. That’s why we’ve partnered with the U.S. Small Business Administration to give you every chance to succeed and grow your business.

    Benefit from lower down payments and extended terms — plus a localized process to get your business off the ground, or to the next level, in no time.

    • Available for start-up businesses, as well as purchasing and refinancing existing businesses
    • Government-assisted help for businesses that might otherwise have difficulty getting approved
    • Special financing for qualifying businesses
    • Competitive rates for a wide range of business needs:
      • Commercial real estate purchase
      • Construction
      • Business acquisition or expansion
      • Equipment/inventory purchase
      • Working capital
      • And more
    • A wide range of lending options available
    • Generally lower down payments and extended terms
    • Additional considerations taken when deciding maturity*
    • Local decision-making and processing
    • Friendly Middle Tennessee service from start to finish

    Discover if your business qualifies for an SBA Loan — and find all of the financing possibilities available to you — by visiting the website.

    *Loan maturities are based on the ability to repay, the purpose of the loan proceeds, and the useful life of the assets financed.