Home Purchase Loans

The smell of freshly cut grass in your backyard — that’s just one of the perks of owning your own home. The competitively low rates that won’t bust your budget — that’s just one of the perks of taking out a mortgage with a local bank you can trust.

In addition to personalized terms and a range of services to fit your home-buying needs, you’ll also experience the guiding hand of Middle Tennessee lenders who are here to make your mortgage process as easy as possible.

  • Competitively low rates for home purchase, refinance, or construction
  • Available for primary residence, second homes, vacation homes, or investment properties
  • A wide range of terms customized to your unique situation
  • Helpful loan advisors with working knowledge of the local real estate market
  • Refinance your current home to potentially lower your rate
  • Local decision-making and processing
  • Friendly Middle Tennessee service from start to finish
  • A large array of financing programs are also available through Volunteer State Mortgage - A Division of Volunteer State Bank:
    • Conventional Loans
    • USDA Rural Development Loans
    • FHA Loans
    • VA Loans
    • Jumbo Loans
    • THDA First Time Homebuyer Loans