Featured Checking Accounts

Free Kasasa Cash Checking

Pays you high interest and refunds on ATM fees, nationwide.*

Rewards

  • Earn 2.25% APY* on balances up to $15,000
  • Earn 2.25% to 0.51% APY on balances over $15,000 depending on balance in account*
  • Earn 0.05% APY* if qualifications aren't met

Monthly service fee

$0

Free ATMs?

  • Earn refunds on ATM fees, nationwide (up to $9.99 per single transaction)*

Free online banking with bill pay?

YES

Free debit card?

YES

Minimum opening deposit

$100 ($300 maximum opening deposit if opened online)

Free Kasasa Cash Back Checking

Pays you in cash back and refunds on ATM fees, nationwide.**

Rewards

  • 3% cash back on debit card purchases if qualifications are met**
    • No category restrictions on purchases
    • Cash back earned on up to $300 in purchases monthly
    • Earn up to $9 cash back per month

Monthly service fee

$0

Free ATMs?

  • Earn refunds on ATM fees, nationwide (up to $9.99 per single transaction)**

Free online banking with bill pay?

YES

Free debit card?

YES

Minimum opening deposit

$100 ($300 maximum opening deposit if opened online)

Free Kasasa Cash Checking:

Earning Your Rewards Couldn’t Be Easier!

In fact, you probably won’t even have to give it a second thought. To earn your rewards, just do the following transactions and activities in your Kasasa Cash account during each Monthly Qualification Cycle: 

  • Have at least 12 debit card purchases post and settle
  • Have at least 1 ACH debit transaction or direct deposit post and settle
  • Be enrolled in and agree to receive eStatements

See? Simple! If you don’t meet the qualifications one month, don’t worry. There is no penalty, and you’ll still earn our base interest rate. Then you can get right back to earning your rewards the very next month.

*APY=Annual Percentage Yield. APYs accurate as of 2/1/2016. Rates may change after account is opened. Minimum to open is $100 for Kasasa Cash. For Kasasa Cash, if qualifications are met each monthly qualification cycle: (1) Domestic ATM fees incurred during qualification cycle will be reimbursed up to $9.99 per transaction and credited to account on the last day of monthly statement cycle; (2) balances up to $15,000 receive APY of 2.25%; and (3) balances over $15,000 earn 0.25% interest rate on the portion of the balance over $15,000, resulting in 2.25% - 0.51% APY depending on the balance. If qualifications are not met on Kasasa Cash all balances earn 0.05% APY. Qualifying transactions must post to and settle Kasasa Cash account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle account. ATM-processed transactions do not count towards qualifying check card transactions. "Monthly Qualification Cycle" means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. The advertised Kasasa Cash APY is based on compounding interest. Interest earned in Kasasa Cash is automatically transferred to Kasasa Saver each statement cycle and does not compound. Actual interest amount paid may be less than advertised Kasasa Cash APY. The Kasasa Saver APYs may be less than Kasasa Cash APYs. Transfers between accounts do not count as qualifying transactions. Limited to one Kasasa checking account and one Kasasa Saver per SSN. ATM receipt must be presented for reimbursement of an individual ATM fee of $10.00 or higher.

Free Kasasa Cash Back Checking:

So Easy to Earn Rewards — You’re Probably Already Doing It!

To earn your rewards, just do the following transactions and activities in your Kasasa Cash Back account during each Monthly Qualification Cycle:

  • Have at least 12 debit card purchases post and settle
  • Have at least 1 ACH debit transaction or direct deposit post and settle
  • Be enrolled in and agree to receive eStatements 

That’s it! And if you don’t meet your qualifications one month, don’t worry. There’s no penalty, and your checking account is still free. Plus, you can get right back to earning your rewards the very next month!

**Minimum to open Kasasa Cash Back and Kasasa Saver is $100 each. If qualifications are met during a monthly qualification cycle on your Kasasa Cash Back Account: (1) Receive 3.00% cash back on debit card purchases net of returns up to $300 that post and settle during each monthly qualification cycle up to $9.00 per qualification cycle; (2) Domestic ATM fees incurred during qualification cycle will be reimbursed up to $9.99 per transaction; (3) Cash Back and ATM reimbursements will be credited to account on the last day of monthly statement cycle if qualifications are met. Qualifying transactions must post and settle to account during monthly qualification cycle. Transactions may take one or more banking days from the date the transaction was made to post and settle to an account. ATM transactions do not count towards qualifying check card transactions. "Monthly Qualification Cycle" means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. Kasasa Cash Back rewards from Kasasa Cash Back and ATM fee reimbursements are automatically transferred to Kasasa Saver at the beginning of the following statement cycle if Kasasa Saver is open. Transfers between accounts do not count as qualifying transactions. Limited to one Kasasa checking account and one Kasasa Saver per SSN. ATM receipt must be presented for reimbursement of an individual ATM fee of $10.00 or higher.