Kasasa Cash

Expect more from your checking account with free, high interest Kasasa Cash®. In other aspects of your life you might be forced to choose between "having your cake and eating it." Not with Kasasa®. You can have a 100% free account and really high interest payouts at the same time.

Plus, you receive ATM fee refunds not just around Middle Tennessee, but anywhere in the United States, if qualifications are met. Get more. Pay nothing. Do you Kasasa?®.

  • 2.25% APY* on balances up to $15,000
  • 2.25% – 0.51% APY on balances over $15,000 depending on balance in account*
  • 0.05% APY* on all balances if qualifications are not met
  • Unlimited nationwide ATM fee refunds (up to $9.99 per single transaction)*
  • Can link to high-interest Kasasa Saver account
  • No monthly service fee
  • Free online banking & bill pay
  • Free mobile banking
  • Free eStatements
  • Free check card
  • Unlimited check writing
  • $100 minimum deposit to open
  • $300 maximum opening deposit if opened online


Qualifying for rewards is so easy, you're probably already doing it! It's as simple as doing the following each monthly qualification cycle:

  • Have at least 12 Check Card purchases post and settle
  • Be enrolled in and receive monthly eStatement
  • Have at least one automatic debit or credit (ACH or direct deposit) post and settle

If you don't meet the qualifications during the monthly qualification cycle, don't worry. There is no penalty, and you still have a free checking account that earns our base interest rate. Plus, you can get back to earning really high interest and nationwide ATM fee refunds the very next monthly qualification cycle.

*APY=Annual Percentage Yield. APYs accurate as of 8/27/2015. Rates may change after account is opened. Minimum to open is $100 for Kasasa Cash. For Kasasa Cash, if qualifications are met each monthly qualification cycle: (1) Domestic ATM fees incurred during qualification cycle will be reimbursed up to $9.99 per transaction and credited to account on the last day of monthly statement cycle; (2) balances up to $15,000 receive APY of 2.25%; and (3) balances over $15,000 earn 0.25% interest rate on the portion of the balance over $15,000, resulting in 2.25% - 0.51% APY depending on the balance. If qualifications are not met on Kasasa Cash all balances earn 0.05% APY. Qualifying transactions must post to and settle Kasasa Cash account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle account. ATM-processed transactions do not count towards qualifying check card transactions. "Monthly Qualification Cycle" means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. The advertised Kasasa Cash APY is based on compounding interest. Interest earned in Kasasa Cash is automatically transferred to Kasasa Saver each statement cycle and does not compound. Actual interest amount paid may be less than advertised Kasasa Cash APY. The Kasasa Saver APYs may be less than Kasasa Cash APYs. Transfers between accounts do not count as qualifying transactions. Limited to one Kasasa checking account and one Kasasa Saver per SSN. ATM receipt must be presented for reimbursement of an individual ATM fee of $10.00 or higher.