Rates

Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash^® account during each Monthly Qualification Cycle:

• At least 1 direct deposit, ACH credit, or ACH payment transaction
• At least 12 debit card purchases
• Be enrolled in and agree to receive eStatements

And if you don’t meet these qualifications, don’t worry — your account is still free. Plus, you’ll still earn our base rate. And you can get right back to earning your full rewards the very next cycle that you qualify.

Rates may change after account opened.

*APY=Annual Percentage Yield.  APY is accurate as of 7/21/2023. Interest rates may change after account is opened.  Minimum to open the Kasasa Cash® account is $100.  For Kasasa Cash®, if qualifications are met each monthly qualification cycle: (1) Domestic ATM fees incurred during qualification cycle will be reimbursed up to $9.99 per transaction and credited to account on the last day of monthly statement cycle; (2) balances up to $15,000.99 receive APY of 4.50%; and (3) balances $15,001 or more earn 0.05% interest rate on the portion of the balance of $15,001 or more, resulting in 4.50% to 0.05% APY depending on the balance. If qualifications are not met on Kasasa® Cash balances $.01 or more earn 0.01% APY.

To meet the qualifications have at least 1 ACH payment or deposit post and settle and at least 12 debit card purchases post and settle during the monthly qualification cycle and receive electronic statements. Qualifying transactions must post to and settle Kasasa Cash® account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle account.  The following activities do not count toward earning account rewards:  ATM-processed transactions, transfers between accounts, and debit card purchases processed by merchants and received by the bank as ATM transactions.  "Monthly Qualification Cycle" means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. 

Account approval, conditions, qualifications, limits, timeframes, enrollments, and other requirements apply.  Limited to one Kasasa® checking account per social security number. ATM receipt must be presented for reimbursement of $9.99 for individual ATM fees of $10.00 or higher.

Qualifying for your Kasasa Cash or Kasasa Cash Back^® rewards automatically qualifies you for the highest Kasasa Saver^® rate, too. Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash or Kasasa Cash Back account during each Monthly Qualification Cycle:

• At least 1 direct deposit or ACH payment transaction
• At least 12 debit card purchases
• Be enrolled in and agree to receive eStatements

And if you don’t meet these qualifications, don’t worry — your accounts are still free. Plus, you’ll still earn our base rate on Kasasa Saver. And you can get right back to earning your full rewards the very next cycle that you qualify.

Rates may change after account opened.

Rates may change after account opened. Fees may reduce earnings.

$1,000 minimum balance to obtain the APY on 90 day through 5 year CDs and IRAs.. A penalty applies for early withdrawal.

* 7 Month CD / IRA Special auto renews into a 6 Month CD/IRA.

*13 Month CD / IRA Special auto renews into a 12 Month CD/IRA.