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APY = Annual Percentage Yield. Rates effective as of September 1, 2019. Fees may reduce earnings.

Free Kasasa Cash Checking Learn More

Balance Minimum Opening Deposit APY Interest Rate
$.01 - $15,000.99 $100 2.25% 2.23%
$15,001+ $100 2.25% - 0.51% 0.25%
$.01 or more if qualifications are not met $100 0.05% 0.05%

Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash® account during each Monthly Qualification Cycle:

  • At least 1 direct deposit, ACH credit, or ACH payment transaction
  • At least 12 debit card purchases
  • Be enrolled in and agree to receive eStatements

And if you don’t meet these qualifications, don’t worry — your account is still free. Plus, you’ll still earn our base rate. And you can get right back to earning your full rewards the very next cycle that you qualify.

Rates may change after account opened.

Free Kasasa Saver Learn More

Minimum Balance To Obtain APY Minimum Deposit To Open APY Interest Rate
$.01 - $50,000.99 $100 1.00% 1.00%
$50,001 or more $100 1.00% - 0.50% 0.25%
$.01 or more if qualifications are not met $100 0.05% 0.05%

Qualifying for your Kasasa Cash or Kasasa Cash Back® rewards automatically qualifies you for the highest Kasasa Saver® rate, too. Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash or Kasasa Cash Back account during each Monthly Qualification Cycle:

  • At least 1 direct deposit or ACH payment transaction
  • At least 12 debit card purchases
  • Be enrolled in and agree to receive eStatements

And if you don’t meet these qualifications, don’t worry — your accounts are still free. Plus, you’ll still earn our base rate on Kasasa Saver. And you can get right back to earning your full rewards the very next cycle that you qualify.

Rates may change after account opened.

Money Market and Savings Learn More

Account Minimum Deposit To Open APY Interest Rate
Premium Market $0 - $24,999.99 $100 0.150% 0.149
Premium Market $25,000.00 - $49,999.99 $100 0.250% 0.249
Premium Market $50,000+ $100 0.500% 0.499
Savings $100 0.15% 0.149

Rates may change after account opened. Fees may reduce earnings.

CDs Learn More

Term APY Effective Date Interest Rate
90 Day CD 0.55% 06/14/2019 0.5489
180 Day CD/IRA 0.90% 06/14/2019 0.8970
12 Month CD/IRA 1.50% 06/14/2019  1.4916
18 Month CD/IRA 1.75% 6/14/2019 1.7386
2 Year CD/IRA 1.55% 06/14/2019  1.5411
3 Year CD/IRA 1.80% 06/14/2019  1.7880
4 Year CD/IRA 1.80% 06/14/2019  1.7880
5 Year CD/IRA 2.00% 06/14/2019  1.9852
IRA Savings 0.50% 06/14/2019  0.4991
18 Month Variable IRA 0.25% 06/14/2019  0.2498

$1,000 minimum balance to obtain the APY on 90 day through 5 year CDs and IRAs.. A penalty applies for early withdrawal.