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We know that in business you should expect the unexpected. And that’s a lot easier to do when you have an affordable line of credit available.

Key Features

  • Competitive Rates
  • Flexible Terms
  • Local Decisions
  • Friendly Service
  • Competitively low rates for a wide range of long-term or seasonal business needs:
    • Expedite inventory purchases
    • Manage accounts receivable
    • Arrange for seasonal needs and fluctuations
    • Capitalize on trade discounts
    • Smooth out purchase/collection cycles
    • Boost working capital
    • And more!
  • Repayment terms designed to suit your business’s needs
  • Funds available right as you need them; apply once, then use again as needed thereafter
  • Revolving credit — as principal is repaid, more becomes available for use
  • Only pay interest on the part that’s used
  • Direct, anytime access to funds:
    • Write a credit line check at any time
    • Make withdrawals at the bank
    • Schedule an online banking transfer
  • Local decision-making and processing
  • Friendly, Middle Tennessee service from start to finish