One way we show our appreciation for you is by paying you to bank with us. And we do that with Kasasa®.
Key Features
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High Interest
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No Monthly Maintenance Fee
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Refunds on ATM Fees*
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Free Digital Banking
- Free checking that pays high interest*
- Higher interest rate on balances up to $15,000 if qualifications met per qualification cycle
- Higher interest rate on balances over $15,000 depending on balance in account* if qualifications met per qualification cycle
- Refunds on ATM fees, nationwide*
- Link to free Kasasa Saver® to build savings automatically
- No minimum balance to earn rewards
- No monthly service charge
- Free Mastercard® debit card
- Free digital banking, including:
- Online banking & bill pay
- Mobile banking with mobile deposit
- eStatements
- Surcharge-free ATMs available
- $100 minimum deposit to open
- Open online in minutes
- $300 maximum opening deposit if opened online
It’s So Easy to Earn Rewards
So easy, in fact, you’re probably already doing it. To earn your rewards, just do the following transactions and activities in your Kasasa Cash account during each Monthly Qualification Cycle:
- At least 1 direct deposit or ACH debit transaction post and settle
- At least 12 debit card purchases post and settle
- Be enrolled in and agree to receive eStatements
And if you don’t meet these qualifications, don’t worry — your account is still free. Plus, you’ll still earn our base rate. And you can get right back to earning your full rewards the very next cycle that you qualify.
*APY=Annual Percentage Yield. APY is accurate as of 7/21/2023. Interest rates may change after account is opened. Minimum to open the Kasasa Cash® account is $100. For Kasasa Cash®, if qualifications are met each monthly qualification cycle: (1) Domestic ATM fees incurred during qualification cycle will be reimbursed up to $9.99 per transaction and credited to account on the last day of monthly statement cycle; (2) balances up to $15,000.99 receive APY of 4.50%; and (3) balances $15,001 or more earn 0.05% interest rate on the portion of the balance of $15,001 or more, resulting in 4.50% to 0.05% APY depending on the balance. If qualifications are not met on Kasasa® Cash balances $.01 or more earn 0.01% APY.
To meet the qualifications, have at least 1 ACH payment or deposit post and settle and at least 12 debit card purchases post and settle during the monthly qualification cycle and receive electronic statements. Qualifying transactions must post to and settle Kasasa Cash® account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle account. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, and debit card purchases processed by merchants and received by the bank as ATM transactions. "Monthly Qualification Cycle" means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle.
Account approval, conditions, qualifications, limits, timeframes, enrollments, and other requirements apply. Limited to one Kasasa® checking account per social security number. ATM receipt must be presented for reimbursement of $9.99 for individual ATM fees of $10.00 or higher.
