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Did you know your home might have some buried treasure? Convert that equity into funds you can use for just about anything.

Key Features

  • Competitive Rates
  • Flexible Terms
  • Local Decisions
  • Friendly Service
  • Open credit line allows you to meet ongoing needs as they arise
  • Competitively low rates for a wide range of recurring or seasonal needs:
    • Home improvements/remodeling
    • Personal Expenses
    • Family vacations
    • Education costs
    • Medical expenses
    • Debt consolidation
    • And more!
  • The existing equity in your home is used as collateral backing
  • Accommodating repayment terms that work for you
  • Funds available anytime without reapplying; apply once, then use repeatedly thereafter
  • Revolving credit – as principal is repaid, more becomes available for use
  • Direct, anytime access to funds without the need to reapply
    • Write a credit line check at any time
  • Interest paid may be tax deductible*
  • Only pay interest on the part that’s used
  • Local decision-making and processing
  • Friendly, Middle Tennessee service from start to finish

Learn More

Review the following booklet and disclosures to learn more about HELOCs (all in PDF format).

*Consult a tax advisor.